Suite 406, 4th Floor, Capital Hub Mall, Ahmadu Bello Way, Mabushi, Abuja
OnTime Credit LTD

Website Terms & Conditions

Effective Date: 28/05/2026

Welcome to the website of OnTime Credit LTD. By accessing or using this website, you agree to these Terms and Conditions.

1

Website Use

This website is provided for informational purposes and loan service inquiries. Users agree to use the website lawfully and responsibly.

2

Loan Inquiry

Submitting a loan inquiry does not guarantee approval. All applications are subject to verification and internal assessment.

3

Customer Responsibilities

Users agree to provide accurate information and comply with all repayment obligations under any loan agreement entered with OnTime Credit LTD.

4

Interest Rates & Fees

Applicable interest rates, charges, and repayment terms will be communicated before loan disbursement.

5

Privacy

Use of this website is also governed by our Privacy Policy.

6

Intellectual Property

All website content, including logos, text, and graphics, remains the property of OnTime Credit LTD and may not be reproduced without permission.

7

Limitation of Liability

OnTime Credit LTD is not liable for losses arising from website interruptions, technical issues, or reliance on website content.

8

Changes to Terms

We may update these Terms and Conditions at any time without prior notice.

9

Governing Law

These Terms and Conditions are governed by the laws of the Federal Republic of Nigeria.

10

Contact Us

For questions or concerns regarding these Terms and Conditions, please contact OnTime Credit LTD through the channels below:

Important: These Terms and Conditions apply to visitors and users of the OnTime Credit LTD website. Loan approval, disbursement, interest, charges, repayment obligations, and related conditions remain subject to proper verification, assessment, and clearly communicated loan terms.
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